The latest iOS 16 beta allows the user to remove Wallet from iPhone. This also disrupts Apple Pay, which may be the result of antitrust concerns in the European Union.
iOS 16.0 beta 7 and iPadOS 16.1 beta 1 are available from Tuesday, bringing with it a surprising novelty, allowing the deletion of Wallet from pre-installed Apple apps, where the user can store travel cards, tickets, ID cards, and bank cards and through which you can also use Apple Pay on Apple devices. The 9to5Mac he is writing Depending on the code they checked, if the user deletes the wallet, they will not be able to pay via NFC or on websites in the usual way, and the iPhone will tell a popup that the wallet must be downloaded from the App Store. The public beta will be available in the coming days, and the system out in the coming weeks.
Apple Pay replaces cards and tickets and also provides a secure payment method across websites. However, there is only one optional payment method on the iPhone, which the EU does not like. [+]
Why would Apple do all this? The most likely answer is by the European Union formulated Antitrust concerns and lawsuit brought by Hagens Bermann. The latter was fired against Apple because, according to the indictment, the company engaged in anti-competitive practices by forcing customers to use Apple Pay and charging transaction fees not available on competing Android services. According to the indictment, due to the lack of competition, no one is encouraging Apple to develop, and this also affects users and card issuers.